Banking and Currency Exchange: Common Chinese Dialogues

Wednesday, July 17, 2024

When managing your finances or exchanging currency in China, these Mandarin phrases will help you navigate the process smoothly.

Opening a Bank Account

  1. I would like to open a bank account. 
    我想开一个银行账户。
    Wǒ xiǎng kāi yīgè yínháng zhànghù。
  2. What documents do I need? 
    我需要什么文件？
    Wǒ xūyào shénme wénjiàn?
  3. Can I get an international debit card? 
    我可以办理国际借记卡吗？
    Wǒ kěyǐ bànlǐ guójì jièjì kǎ ma?

Deposits and Withdrawals

  1. Where is the ATM? 
    自动取款机在哪里？
    Zìdòng qǔkuǎn jī zài nǎlǐ?
  2. I want to deposit money. 
    我想存钱。
    Wǒ xiǎng cún qián。
  3. I need to withdraw 500 yuan. 
    我需要取五百元。
    Wǒ xūyào qǔ wǔbǎi yuán。

Currency Exchange

  1. Where can I exchange foreign currency? 
    我在哪里可以兑换外币？
    Wǒ zài nǎlǐ kěyǐ duìhuàn wàibì?
  2. What is today's exchange rate for US dollars? 
    今天美元的汇率是多少？
    Jīntiān měiyuán de huìlǜ shì duōshǎo?
  3. Do I need my passport to exchange money? 
    兑换货币需要护照吗？
    Duìhuàn huòbì xūyào hùzhào ma?

Bank Services

  1. Can I transfer money internationally? 
    我可以进行国际汇款吗？
    Wǒ kěyǐ jìnxíng guójì huìkuǎn ma?
  2. How can I apply for online banking? 
    我如何申请网上银行？
    Wǒ rúhé shēnqǐng wǎngshàng yínháng?
  3. What are the bank's opening hours? 
    银行的营业时间是什么？
    Yínháng de yíngyè shíjiān shì shénme?

Resolving Issues

  1. I lost my bank card. How can I report it? 
    我的银行卡丢了。如何挂失？
    Wǒ de yínháng kǎ diū le. Rúhé guàshī?
  2. Why was my card declined? 
    为什么我的卡被拒绝了？
    Wèishéme wǒ de kǎ bèi jùjué le?
  3. Can I speak to someone who speaks English? 
    我可以找个会说英语的人吗？
    Wǒ kěyǐ zhǎo gè huì shuō yīngyǔ de rén ma?

Getting Bank Statements

  1. Can I get a printout of my bank statement? 
    我可以打印我的银行对账单吗？
    Wǒ kěyǐ dǎyìn wǒ de yínháng duìzhàng dān ma?
  2. How often are statements issued? 
    银行对账单多久发一次？
    Yínháng duìzhàng dān duōjiǔ fā yīcì?
  3. Can I receive my statements by email? 
    我可以通过电子邮件收到对账单吗？
    Wǒ kěyǐ tōngguò diànzǐ yóujiàn shōu dào duìzhàng dān ma?

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